Author: Michael Widianto

Investing in Dow Jones Futures
Us Stocks

Investing in Dow Jones Futures

- by Michael Widianto

If you’re interested in investing, you may want to consider a Dow Jones futures contract. This type of contract allows investors to hedge against the potential value of an asset, while speculating on its value.

Price limit

Dow Jones futures are derivative contracts based on the value of the Dow Jones Industrial Average (DJIA). They are traded on the Chicago Board of Trade (CBOT).

The DJIA is comprised of 30 companies. The futures contract closely tracks the index value during regular U.S. stock market trading hours.

A Dow Jones futures price limit applies during normal trading hours. However, there are exceptions. For example, when the index has lost 5% of its value, the limit will be triggered. This causes a sudden increase in the value of the index.

When the index goes under a limit, a stop order will be placed on outstanding contracts. In addition, cash settlement will be …

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Structured Finance Companies
Structured Finance

Structured Finance Companies

- by Michael Widianto

A structured finance company is a financial institution that has a large number of assets that are invested in a variety of different types of securities. It can include debt and equity, and it can also include other asset classes such as real estate and commodities. Many companies that offer these products have experienced substantial growth in the past few years, and are expected to maintain that growth in the future. These companies offer structured finance to businesses and consumers in a wide range of industries, including retail, pharmaceuticals, and consumer electronics.

Baker Tilly

The banking and capital markets industry is no stranger to innovation, whether it be in the form of new regulations, emerging technologies or new business models. One firm that stands out is Baker Tilly. Not only does it boast a large number of industry experts, but it also provides clients with a suite of complementary services. …

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Structured Finance Products
Structured Finance

Structured Finance Products

- by Michael Widianto

Structured finance products are a variety of different investments that are used to provide investors with the opportunity to earn income through interest. Some of these investments include mortgage-backed securities, credit default swaps, ETNs, covered mortgage bonds and more.

Mortgage-backed securities

Mortgage-backed securities are structured finance products that represent claims on cash flows from a pool of mortgage loans. They are typically bought and sold on the secondary market. Typical buyers of MBS include investors, corporations, and individuals.

The price of MBS varies depending on prepayment assumptions. These are based on a variety of factors, such as the interest rate, the credit rating, the location of the properties involved, and the economic environment.

If a homeowner does not repay his or her loan, the mortgage-backed security will lose money. But if the borrower is able to repay the mortgage, the investor gains from the payments.

There are two primary types …

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Personal Finance for Beginners
Personal Finance

Personal Finance for Beginners

- by Michael Widianto

When it comes to personal finance for beginners, the first step is to figure out what you want to achieve. This includes things such as getting out of debt, learning the basics, and finding resources. After you’ve got all of that down, it’s time to get started.

Learn the basics

There are numerous ways to get your feet wet when it comes to learning the basics of personal finance. Not only is it a good idea to take your financial future into your own hands, it can make life easier when it’s time to retire. The good news is, there are several free online courses available to get you started. These can include the most basic such as choosing a bank, and more complex issues such as managing your retirement accounts.

If you are looking for a streamlined method of saving your hard-earned dollars, you may want to consider a …

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Household Finance Loans
Household Finance

Household Finance Loans

- by Michael Widianto

Household finance loans can be a very useful tool for people who want to get a loan to buy a car or for other purposes. However, it is important to be aware of some of the risks associated with getting a loan. These include a number of misrepresentations regarding the terms of the loan, as well as the costs of prepayment penalties.

Settlement details

Household has reached a settlement with the states to address unfair lending practices in the subprime market. The settlement details include restitution to consumers, and limits on prepayment penalties. It will also establish new lending standards.

The settlement details are expected to be finalized soon. In the meantime, more than 35 states have agreed to participate in the settlement. However, the exact number of states that will join is still uncertain.

The settlement will be administered by the National Association of Attorneys General, which will oversee …

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