Author: Michael Widianto

Learn How to Benefit From Buying Cars on Finance
Business News

Learn How to Benefit From Buying Cars on Finance

- by Michael Widianto

Many of us assume that the best way to buy a new car is to use our own savings. However there has never been a better time to take out finance deals. Borrowing rates are competitive and it could actually work out to be more cost effective for you to buy cars on finance and leave your savings where they are.

There are many ways in which you can make car finance work best for you. It does pay to learn as much as possible before you sign up to any agreements. Making the most of buying cars on finance requires a good understanding of the market. Here are a few tips to get you started.

1. Only Borrow What You Need

When you approach buying cars on finance it is important that you only borrow what you need. The best way to start is too decide what type of …

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Land of the Rising Reputations - Survey Finds Top Seven Most Reliable Car-Makers Are All Japanese
Lending

Land of the Rising Reputations – Survey Finds Top Seven Most Reliable Car-Makers Are All Japanese

- by Michael Widianto

The only non-Japanese makes to achieve a top ten place were Skoda, Kia and Mini, in eighth, ninth and 10th respectively. Skoda builds most of its cars in the Czech Republic, while Kia is Malaysian, and Mini, of course, builds many of the models, which would have been included in the survey, in Cowley, just outside Oxford.

The survey used data taken from Warranty Direct’s 50,000 ‘live’ policies, which cover cars between three and 10 years old. There was bad news for British car-makers in the survey, as out of the 32 car makes it covered, four were British – with Land Rover faring the worst of all, with MG, Vauxhall and Rover also in the bottom 10, at fifth, sixth and ninth lowest-ranked respectively.

Just one in 14 (seven per cent) of Hondas covered by Warranty Direct policies needed attention during 2009, the survey found, while more than half …

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What is a Financial Investor?
Department Of Finance

What is a Financial Investor?

- by Michael Widianto

Put quite simply, a financial investor is a person who invests some initial capital in the hopes of gaining a return on this money over time. Such investments could be incredibly simple, such as buying a certificate of deposit for 100 dollars and getting paid back 105 dollars in a year. Investments could also be much more complex, such as investing in an old, broken down house, and putting some time and effort into the house and selling (or flipping) the house for a lot more money. Both these ventures require financial investors to make them happen.

Am astute investor in modern terms is usually a person with high levels of education, such as graduate school or other intense training. These type of financial investors generally is thought of as a person who works on wall street for a large investment company, although this is not always the case.

In …

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To Become A Successful Technical Analyst, One Has To Study It For A Long Time
Lending

To Become A Successful Technical Analyst, One Has To Study It For A Long Time

- by Michael Widianto

I don’t understand why on earth anyone that has followed a couple of tutorials, read one or two books, could proclaim themselves as “technical analysis experts”. If you compare to any other profession, you will see that most requires at least a five-year course in order to be recognized, by society, that you are a professional at what you have studied and that you are now, able to make money out of it.

Many neophytes get in the market expecting to make a killing in the first year of their technical analysis career. Then, when they don’t duplicate their money in their first three months, they put their tail between their legs and run for the hills. Technical analysis work as any other job or profession in the world: you need to give it some time to really see some good results.

The problem is that you do not have …

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Intraday Vs. Interday Trading: Everything You Should Know
Stock Market

Intraday Vs. Interday Trading: Everything You Should Know

- by Michael Widianto

Thousands of traders seek to make profits in the stock market every day. But stock trading is not everyone’s cup of tea, and losing money seems to be a lot easier than booking profits. So, investors apply intraday and interday trading strategies to make the best use of their resources.

A trading strategy is chosen on the basis of the investor’s risk appetite and investment horizon. The choice also depends on the type of security the investor wants to deal with. Each of these trading strategies has different rules.

Intraday Vs. Interday Trading: Everything You Should Know

Basics of intraday trading and interday trading

Intraday trading relates to trades being settled in a single trading day. In contrast, interday trading involves trading that takes place over more than a single day. Both these trading techniques are short-term trading strategies. So, they focus on short-term trades.

However, the two strategies are distinguished by their respective approaches towards trading, time …

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