Us Finance

Investing in Dow Jones Futures
Us Stocks

Investing in Dow Jones Futures

- by Michael Widianto

If you’re interested in investing, you may want to consider a Dow Jones futures contract. This type of contract allows investors to hedge against the potential value of an asset, while speculating on its value.

Price limit

Dow Jones futures are derivative contracts based on the value of the Dow Jones Industrial Average (DJIA). They are traded on the Chicago Board of Trade (CBOT).

The DJIA is comprised of 30 companies. The futures contract closely tracks the index value during regular U.S. stock market trading hours.

A Dow Jones futures price limit applies during normal trading hours. However, there are exceptions. For example, when the index has lost 5% of its value, the limit will be triggered. This causes a sudden increase in the value of the index.

When the index goes under a limit, a stop order will be placed on outstanding contracts. In addition, cash settlement will be …

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Structured Finance Companies
Structured Finance

Structured Finance Companies

- by Michael Widianto

A structured finance company is a financial institution that has a large number of assets that are invested in a variety of different types of securities. It can include debt and equity, and it can also include other asset classes such as real estate and commodities. Many companies that offer these products have experienced substantial growth in the past few years, and are expected to maintain that growth in the future. These companies offer structured finance to businesses and consumers in a wide range of industries, including retail, pharmaceuticals, and consumer electronics.

Baker Tilly

The banking and capital markets industry is no stranger to innovation, whether it be in the form of new regulations, emerging technologies or new business models. One firm that stands out is Baker Tilly. Not only does it boast a large number of industry experts, but it also provides clients with a suite of complementary services. …

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Structured Finance Products
Structured Finance

Structured Finance Products

- by Michael Widianto

Structured finance products are a variety of different investments that are used to provide investors with the opportunity to earn income through interest. Some of these investments include mortgage-backed securities, credit default swaps, ETNs, covered mortgage bonds and more.

Mortgage-backed securities

Mortgage-backed securities are structured finance products that represent claims on cash flows from a pool of mortgage loans. They are typically bought and sold on the secondary market. Typical buyers of MBS include investors, corporations, and individuals.

The price of MBS varies depending on prepayment assumptions. These are based on a variety of factors, such as the interest rate, the credit rating, the location of the properties involved, and the economic environment.

If a homeowner does not repay his or her loan, the mortgage-backed security will lose money. But if the borrower is able to repay the mortgage, the investor gains from the payments.

There are two primary types …

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Estate Financial - Ways to Keep away from Laughing Heirs
World Finance

Estate Financial – Ways to Keep away from Laughing Heirs

- by Michael Widianto

When you have any property or other assets that would be passed on inside the event of your death, you might not understand how critical a will should be to guarding your Estate Financial. Typically, when a single pass away, their belongings and wealth are allocated to close household members as outlined by state intestacy laws. These laws make a decision who inherits your home should you don’t have a valid will. Even though these laws divide your Estate Financial against your wishes, without a will it is tough to contest them.

What is a Laughing Heir?

A laughing heir is a person who’s a distant relative but who inherits part of your Estate Financial for the reason that most or all of your close relatives are already deceased. Commonly, state intestacy laws direct that a person’s assets be passed on to immediate and close loved ones, including kids, a …

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Estate Planning - 5 Life Changes That Call for an Estate Plan Review
World Finance

Estate Planning – 5 Life Changes That Call for an Estate Plan Review

- by Michael Widianto

Forbes Magazine recently ran an article entitled, “Five Life Events That Require An Estate Planning Review.”

Here will be the 5 life events Forbes listed which could trigger a necessity to analyze your estate plan.

  1. Getting married
  2. Divorce or death of your spouse
  3. Purchasing or refinancing a home
  4. New accounts
  5. Children changes

The basic document of each estate plan is a revocable living trust.

A revocable living trust is a very flexible document. If you have the wording ideal, you will not want to do much change, if any.

Let’s take Children Changes by way of example:

You can say with your trust that you’re planning to cover all of your children, whoever these are, at the time of the time you pass away.

Or, in case you are already past childbearing age, and you are now considering having grandchildren, you can report that your grandchildren are going to be …

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